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Checking
Personal Checking Accounts
| Forever Free Checking |
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| Minimum to Open ............................... |
$100.00 |
| Monthly Balance ................................. |
None |
| Monthly Service Charge...................... |
None |
| Per Check Charge ............................... |
None |
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| On-line Banking and Bill Pay............. |
Free |
| First Order of Corporate Image Checks |
Free |
| Visa ATM/ Check (Debit) Card........... |
Free |
| e-Checking + Interest |
|
| Minimum to Open ............................... |
$100.00 |
| Monthly Service Charge ..................... |
None |
Account pays variable interest rate on
balances to $25,000 |
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Any balance over $25,000 earns 50%
of variable rate of first $25,000 |
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Signature debit card transactions
required to earn interest........................ |
8 |
Direct Deposits must commence within 60
days of opening or account will convert to a
non-interest bearing e-Checking account |
| FPB Check Card.................................. |
Free |
| Internet Banking and Bill Pay............... |
Free |
| First Box of FPB Corp Image Checks |
Free |
| Lagniappe NOW Account |
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| Minimum to Open............................... |
$100.00 |
| Monthly Service Charge..................... |
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Balance over $2,500.00............
|
None |
Balance below $2,500.00.........
|
$7.50 |
| Per Check Charge.............................. |
None |
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Unlimited Check Writing |
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Returned Checks/Images |
| On-line Banking and Bill Pay............. |
Free |
| Visa ATM Check (Debit) Card.......... |
Free |
| Money Orders.................................... |
Free |
| Notary and Signature Guarantee Service |
Free |
| First Box of Corporate Image Checks.... |
Free |
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Tiered variable rate interest paid monthly
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| i-Max NOW Account |
| Interest is compounded and credited monthly |
| Unlimited check writing and debit card use |
Account not available to business customers
(cannot offer by law) |
| Minimum balance to open $1,000 |
$1,000 minimum to avoid monthly service
charge of $15 |
| Tiered variable rate interest paid monthly |
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Interest rate(s) subject to change without notice, as are terms and conditions of all checking account types.
All accounts FDIC insured to maximum aggregate limit.
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* Interest Rates subject to change without
notice. Contact a customer service representative for current
rates.
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Checking
Business Checking Accounts
| Free Business Checking |
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| Minimum to Open
............................ |
$100.00 |
| Monthly Service Charge ................... |
None |
| First 150 Transactions....................... |
Free |
| Each Additional Transaction.............. |
$ .50 |
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| Business Basic |
|
| Minimum to Open............................. |
$100.00 |
| Monthly Service Charge................... |
$10.00 |
| Items Deposited and Paid each......... |
$ .15 |
| Credit Per $100 Average Collected Balance............................................. |
$ .15 |
| FPB ATM/Check Card Charge......... |
None |
| Internet Banking and Bill Pay........... |
Free |
| e-Statement (if desired)..................... |
Free |
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| i-Max Money Market Account |
| Interest is compounded and credited monthly |
Withdrawals per month: 6
3 by Check or Electronic Payment,
each additional $10.00 |
| Minimum balance to open $1,000 |
| $1,000 minimum to avoid monthly service charge of $15 |
| Tiered variable rate interest paid monthly |
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